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Ride Now. Pay Later.

Thanks to our special financing offers, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike as well as cycling apparel and equipment today! We offer 6 and 12 month deferred-interest* special financing plans, allowing you to ride now and pay later.

Applying is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! Please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of special financing.

Your Financing Options

  • A dedicated credit line to use at Mello Velo Bicycle Shop
  • Low, Fixed Monthly Payments - Spread out the purchase price of your new bike over 6 or 12 months for low, fixed monthly payments
  • No Interest - Absolutely no interest if paid in full 
  • No Pre-Payment Penalty - You can pay off the loan at any time and pay no penalty!

To qualify, purchase must include a bicycle.

Your Financing Benefits

  • A Quick & Easy Application Process - The application process only takes about 5-10 minutes. You will need to bring a valid photo ID (driver's license), and a major credit card, along with any co-signer and social security information
  • Convenient Account Management - Easily set-up AutoPay and manage your account online
  • No annual cardholder fee
  • 24 hour online account access
  • Paperless billing available
  • Use your card for future purchases of products we offer!
  • No expiration date
Apply now with Synchrony

Find Your Dream Bike

Ready to start your search for your new bike? Shop our selection online and visit us today to go for a test ride.

*On purchases with your Synchrony Financial Sport credit card Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 Months. Minimum Monthly Payments Required. Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase amount in full within 6 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or after the terms of this offer at any time.